Are you planning on buying a house in the near future? If the answer is yes then you should start saving your money now. Why? Because when applying for your home loan lenders will be looking for steady and solid paper trail. Opening new credit cards, making very expensive purchases, and or acquiring mass amounts of debt will make you less reliable and thus you’ll have a harder time getting the best loan possible. Ideally, it’s best for your money to stay in your bank account in the 3 to 6 months prior to purchasing your home. Good luck and happy house hunting!
Linda Czubak Realty is a real estate agency that specializes in buying and selling homes in Warwick, NY and surrounding areas such as Monroe, Chester, Washingtonville, and Goshen. Please contact us today if you are looking to sell a home or are looking for homes for sale in the area.